The insurance telematics as a tool to improve road safety in the context of the russian market of autoinsurance

  • O.V. Korneyko Vladivostok State University
  • K. V. Sankler Insurance company Rosgosstrakh
  • A. N. Nasyrov department "Operation of accounting systems"
Keywords: Road safety, russian auto market, road accidents.


The relevance of the research is determined by the objective need for innovative technological solutions for traffic safety. The paper studies the main trends in the Russian auto market. The characteristics of the types of technological innovation in insurance. It is studied in detail the company's telematics product Raxel Telematics, which allows comprehensively influence the risks arising from the driver, such as the number of accident rate driving style, car parts wear and increased risk of the use of vehicle on the road. An attempt is made in practice to assess the effectiveness of this product in the Russian market. In particular, it was found that the number of road accidents with victims after the application of customer notification system about the need to be serviced decreased 3 times and considerably lower in relation to the global statistics. Identified the drivers of grows and barriers to the development of smart insurance in Russia. The study confirms the need for the insurance telematics in the Russian market with the aim of revitalizing the auto insurance and reduce road traffic injuries and deaths.


Download data is not yet available.

Author Biographies

O.V. Korneyko, Vladivostok State University

Vladivostok State University of Economics and Service Candidate of Economic Sciences, Associate Professor, Associate Professor at the Department of Economics

K. V. Sankler, Insurance company Rosgosstrakh

Insurance company Rosgosstrakh, manager

A. N. Nasyrov, department "Operation of accounting systems"

Branch "Primorsky Oboronenergo", Engineer of the department "Operation of accounting systems"


Association For Safe International Road Travel. Statistics. [Electronic resource] // «ASIRT»: official of. Website - Access:

Bondar DA, Korneiko OV 2018. - Innovations of road safety control by Raxel Telematics // National security / nota bene. - No. 2. - P. 10 - 18. DOI: 10.7256 / 2454-0668.2018.2.26136

Capanni, L., Berzi, L., Barbieri, R., & Capitani, R. (2017). A method to assess and model the risk for road accidents using telematics devices. Journal of Transportation Safety & Security, 10 (5), 429-454. doi: 10.1080 / 19439962.2017.1294227

European Commission, 2010. Towards a European road safety area: policy orientations on road safety 2011-2020 (No. Communication from the Commission COM (2010) 389 Final). Brussels.

Ferreira, S., Couto, A., 2012. Categorical Modeling to Evaluate Road Safety at the Planning Level. J. Transp. Saf. Secur. 4, 308-322. doi: 10.1080 / 19439962.2012.679385

Global Plan for Implementing Actions to Ensure Road Safety 2011-2020 [Electronic resource] // "World Health Organization": official. site - Access mode:

Global status report on road safety in 2015 [Electronic resource] // "World Health Organization": official. site - Access mode: rU.pdf

Hughes, BP, Newstead, S., Anund, A., Shu, CC, Falkmer, T., 2015. A review of models relevant to road safety. Accid. Anal. Prev. 74, 250-270. doi: 10.1016 / j.aap.2014.06.003

J'son & Partners. Smart Insurance Market (UBI) in Russia and the World / Analytical Report. 2018

Kasco2go - ICO White Paper We are all different, so why should we pay the same? [Electronic resource] / Kasco2go - URL: (reference date: 05/05/2018)

Lorenz, J., Higginson, M., Olesen, PB Blockchain in insurance - opportunity or threat? // McKinsey & Company Insurance. 2016. №6.

RAEX rating agency (2016). Results of 2016 the insurance market: to keep from falling/Expert RA [Electronic resource] / [Http://]

Sahoo S., Mitra A., Kumar J., Sahoo B. Innovation as Road Safety Felicitator. 3rd International Conference on Communication Systems. Materials Science and Engineering 331 (2018) 012017 doi: 10.1088 / 1757-899X / 331/1 / 012,017

Strategy of road safety in the Russian Federation for 2018-2024. Order of the Government of the Russian Federation of January 8, 2018 N 1-r Moscow

Telematics in auto insurance: what about the "smart" insurance market participants think [the Electronic resource] // «Galaxy insurance": official of. Website - Access:

The concept Of Vision Zero [Electronic resource] // "Vision Zero Traffic safety by Sweden»: official site - Access mode.:

Wouters, PIJ, Bos, JMJ, 2000. Traffic accident reduction by monitoring driver behaviour with in-car data recorders. Accid. Anal. Prev. 32, 643-650. doi: 10.1016 / S0001- 4575 (99) 00095-0)
How to Cite
Korneyko, O., Sankler, K., & Nasyrov, A. (2018). The insurance telematics as a tool to improve road safety in the context of the russian market of autoinsurance. Amazonia Investiga, 7(15), 253-261. Retrieved from