Life insurance model: concept, structure and assessment of financial stability

Keywords: life insurance, life insurance model, financial stability.


The Institute of Life Insurance is actively growing all over the world and especially in developing countries in order to provide an increase in the duration and quality of life of the population. The increasing role of life insurance in the economic and social sphere of the country requires a theoretical understanding of its place in the system of market relations and effective implementation. The purpose of the study is to develop the theoretical and methodological basis of life insurance, substantiate methodological approaches to its study in the context of a systematic approach through the prism of various models functioning. As a result of the study theoretical determinants of life insurance model are revealed, and a methodology for determining the financial stability of the applied life insurance model has been developed.


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Author Biographies

Tatiana Odinokova, Ural State University of Economics, Russia.

PhD in Economics, Associate Professor, Ural State University of Economics, Russia.

Alexander Kharitonovich, Saint Petersburg State University of Architecture and Civil Engineering, Russia.

PhD in Economics, Associate Professor, Saint Petersburg State University of Architecture and Civil Engineering, Russia.

Galina Morozova, Ogarev Mordovia State University, Russia.

PhD in Economics, Associate Professor, Ogarev Mordovia State University, Russia.

Evgenia Margilevskaya, Financial University under the Government of the Russian Federation, Russia.

PhD in Economics, Senior Lecturer, Financial University under the Government of the Russian Federation, Russia.

Raisa Timofeeva, Bashkir State University (Sterlitamak branch), Russia.

PhD in Law, Associate Professor, Bashkir State University (Sterlitamak branch), Russia.


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How to Cite
Odinokova, T., Kharitonovich, A., Morozova, G., Margilevskaya, E., & Timofeeva, R. (2022). Life insurance model: concept, structure and assessment of financial stability. Amazonia Investiga, 11(55), 273-284.
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