Financial literacy and access: revisiting the bridges and barriers to women entrepreneurship in Nigeria

Keywords: Financial literacy, Financial Access, Women entrepreneurs, Nigeria.


This study analysed financial literacy and access for women entrepreneurs in Nigeria. The study is qualitative in nature and adopted an interpretive research design which employed an in-depth interviews with mainly well-informed women entrepreneurs to evaluate their interpretations and perceptions of the influence of financial access and literacy on woman entrepreneurship in Enugu Metropolis, South-Eastern Nigeria. A purposeful sampling approach comprising twenty women entrepreneurs was employed for this research. The results indicates that financial literacy was a critical factor in the growth of women-owned business, this is found especially in the business start-up phase Furthermore, our analysis revealed that revealed that financial skill is critical to the growth and smooth operation of female-owned business.


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Author Biographies

Obiamaka P. Egbo, University of Nigeria, Enugu Campus.

Ph.D. Department of Banking and Finance, University of Nigeria, Enugu Campus.

Hillary Ezeaku, University of Nigeria, Enugu Campus.

Ph.D. Department of Banking and Finance, University of Nigeria, Enugu Campus.

Ebele Igwemeka, University of Nigeria, Enugu Campus.

Ph.D. Department of Banking and Finance, University of Nigeria, Enugu Campus.

Onuora M. Okeke, University of Nigeria, Enugu Campus.

Department of International and Comparative Law, University of Nigeria, Enugu Campus.


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How to Cite
Egbo, O., Ezeaku, H., Igwemeka, E., & Okeke, O. (2020). Financial literacy and access: revisiting the bridges and barriers to women entrepreneurship in Nigeria. Amazonia Investiga, 9(29), 436-444.