Technological challenges to the bases of banking in the context of innovation management
The paper aims to define organizational and technological priorities for the effective functioning of the Russian banking system and banking development. Methods. The study used general scientific methods, a systematic approach, statistical and comparative analysis, expert estimates, generalizations, logical and functional analysis. The analytical and theoretical results of the study revealed the existence of prerequisites for the diffusion of banking and non-banking activities in financial relations in the Russian banking sector. Technological shifts aggravate the question of the future of banking activities. Application of results. The results of this study can be used to design and implement new principles of banking development in the context of its digitalization. Conclusions. Despite the effectiveness of digital technologies, banking does not become outdated but undergoes diffusion.
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